ในกรณีที่บัตรสูญหาย หรือถูกขโมย !
คุณสามารถสั่งล็อคบัตรเพื่ออายัตไม่ให้บุคคลอื่นนำบัตรของคุณไปใช้งานได้ โดยคุณสามารถเลือกสั่งล็อคบัตรได้ 2 รูปแบบ คือ
1. สั่งล็อคบัตรด้วยตนเองในระบบ Online Account
คุณสามารถ Login Online Account และสั่งล็อคบัตรในคำสั่ง Block Card ได้เองตลอด 24 ชั่ว 7 วันต่อสัปดาห์ เพื่อป้องการโจรกรรม หรือถูกนำไปใช้จากบุคคลอื่นในระหว่างที่การ์ดสูญหาย หรือถูกโจรกรรม
2. ติดต่อเจ้าหน้าที่โดยตรง
คุณสามารถแจ้งอาณัติบัตรได้ทันทีที่เบอร์ +44 (0) 203 355 9660 (UK) หรือ +49 (0) 800 724 3923 (Germany) เราจะทำการยกเลิกบัตรเก่าของคุณ และจัดส่งบัตรใหม่ไปที่อยู่ของคุณที่ลงทะเบียนไว้กับเรา ยอดเงินทั้งหมดในบัญชีจะถูกปกป้อง และรักษาสภาพเดิม 100% ไว้สำหรับบัตรใบใหม่ที่จัดส่งไปให้
คุณสามารถโอนเงินเข้าบัญชีของคุณได้หลากหลายถึง 4 วิธี ดังนี้
ฝากเงินเข้าบัญชีธนาคาร (Bank Transfer)
โอนเงินผ่านบัญชี (ในประเทศ)
คุณสามารถตรวจสอบเลขบัญชีธนาคาร A&B Money Plus ในสกุลเงิน GBP และ EUR ได้เอง เมื่อคุณ Login เข้าสู่ระบบ Online Account
หลังจากนั้นคุณสามารถแจ้งรายละเอียดบัญชีดังกล่าว Account + Sort Code (GBP) หรือ IBAN + BICS (EUR) ให้กับนายจ้าง เพื่อรับเงินเดือน หรือคู่ค้าเพื่อที่พวกเค้าจะสามารถโอนเงินเข้าบัญชีของคุณได้
หรือ คุณสามารถโอนเงินจากบัญชีธนาคารเดิมของคุณ เช่น Barclays Bank มายังบัญชีใหม่ได้ในสกุลเงิน GBP ใน UK หรือ จาก Deutsche Bank มายังบัญชีใหม่ได้ในสกุลเงิน EUR ในเยอรมัน เป็นต้น
โอนเงินผ่านบัญชี (ต่างประเทศ)
คุณสามารถรับเงินจากต่างประเทศได้ทั่วโลกในระบบ IBAN + Swift Code ซึ่งรายละเอียดบัญชีนั้นจะอยู่ใน Online Account ของคุณเช่นกัน
ซึ่งคุณสามารถเอารายละเอียดดังกล่าวส่งให้ผู้ปกครองในเมืองไทยเพื่อที่เค้าจะสามารถจัดส่งค่าเทอม หรือค่าใช้จ่ายในต่างประเทศของคุณได้
2.ฝากเงินผ่านระบบ Card Transfer (A&B Money Plus Card เท่านั้น)
Login Online Account และเพื่อเข้าสู่คำสั่ง ‘Load money from other card’ แล้วจึงระบุรายละเอียดบัตรต้นทางที่ต้องการโอนเงิน และรายละเอียดบัตรของคุณที่จะรับเงิน พร้อมทั้งระบุจำนวนเงินที่จะทำรายการได้ตลอด 24 ชั่วโมง ซึ่งวิธีการโหลดเงินประเภทนี้จะได้รับปลายทางในทันทีภายใต้เงื่อนไขในระบบ A&B Money Plus ด้วยกันเท่านั้น
3.ฝากเงินสดเข้าบัญชีธนาคาร
คุณสามารถนำบัตร และเงินสดที่ต้องการนำฝากเข้าบัญชีของตนเองไปยังสำนักงานของ A&B Money ที่ 2nd Floor, 10 Greenwich Quay Clarence Road London SE8 3EY, UK. ระหว่างเวลา 9.00-17.00 วันจันทร์-เสาร์
- เงินสดรับเงินปอนด์ขั้นต่ำ 100 ปอนด์
- เงินสดรับเงินยูโรขั้นต่ำ 10,000 ยูโร
- เงินสดรับเงินดอลล่าห์ขั้นต่ำ 10,000 ดอลล่าห์
4.ติดต่อเจ้าหน้าที่โดยตรง
หากคุณต้องการเลือกจ่ายเป็นเงินสกุลอื่น เช่น ไทยบาท (THB), โครเนอร์สวีเดน (SEK), ดอลล่าห์ (USD) เยนญี่ปุ่น (JPY) และอื่นๆ
หากคุณต้องการข้อมูลเพิ่มเติม หรือ ต้องการความช่วยเหลือจากเจ้าหน้าที่ของเราในการนำฝากเงินเข้าระบบ สามารถติดต่อเจ้าหน้าที่ของเราได้โดยตรงที่เบอร์ +44 (0) 203 355 9660 (UK) หรือ +49 (0) 800 724 3923 (Germany)
เมื่อคุณเปิดบัญชีธนาคารกับเราสำเร็จภายใต้เงื่อนไขมาตรฐานธนาคารสากล และ Mastercard คุณจะได้รับบัตร Debit Mastercard (Prepaid Card) ซึ่งจะถูกจัดส่งไปที่อยู่ที่คุณระบุมาจากการที่ขึ้นทะเบียนสมาชิก คุณจำเป็นต้องเปิดใช้งานบัตร (Activate Card) เพื่อที่บัตรจะสามารถนำไปใช้งานได้จริง
หลังจากบัตรถูกเปิดใช้งานแล้ว คุณจะได้รับรหัสลับเป็นเลข 4 ตัวของบัตรผ่านทาง text message (SMS) ซึ่งรหัสนี้มีไว้กดเงินจากตู้ Cash Machine (ATM) หรือ จับจ่ายตามร้านค้าตามท้องถนน รวมทั้งการช้อปออนไลน์ได้ทั่วโลกภายใต้อำนาจของ Mastercard
เปิดใช้งานบัตรได้อย่างไร?
คุณสามารถเลือกเปิดใช้งานบัตรได้ 2 วิธีคือ
เพียงแค่คุณ Login เข้าสู่ระบบ Online Account จากหน้าเวปไซค์ของเราที่ www.abmoneyplus.com
และกรอก username และ Password ที่คุณตั้งไว้ตอนขึ้นทะเบียนสมาชิก และเข้าไปกด Activate บัตรของคุณโดยกรอกเลข 16 ตัวหน้าบัตร และรายละเอียดอื่นๆ จากบัตรที่คุณได้รับ
คุณสามารถเลือก Forget username หรือ password เพื่อให้ระบบจัดส่งไปให้ใหม่หากจำ username และ password ไม่ได้
ติดต่อเจ้าหน้าที่ของเราโดยตรงที่เบอร์ +44 (0) 203 355 9660 (UK) หรือ +49 (0) 800 724 3923 (Germany) เพื่อขอความช่วยเหลือในการเปิดใช้งานบัตร (คุณจำเป็นต้องได้รับบัตรที่เราจัดส่งไปที่บ้านคุณเสียก่อนเพื่อที่คุณจะสามารถแจ้งรายละเอียดบนหน้าบัตรให้เจ้าหน้าที่ของเราให้ความช่วยเหลือได้)
Personal Account Price & Bank Fee Standard
Account Opening | |
KYC Compliance & Admin proceed for GBP account | Free |
KYC Compliance & Admin proceed for EUR account | Free |
Person Debit Card | £10 |
Monthly Charge | |
Monthly Service Charge on GBP account | £9.99 |
Monthly Service Charge on EUR account | €9.99 |
Account Pricing | |
Outgoing Bank Transfer (UK Local account) | £0.99 |
Incoming Bank Transfer (UK Local account) | £0.79 |
Outgoing Bank Transfer (EU SEPA) | €0.99 |
Incoming Bank Transfer (EU SEPA) | €0.89 |
Outgoing Bank Transfer (EU SEPA) - Urgent | €2.00 |
Incoming Bank Transfer (EU SEPA) - Urgent | €1.00 |
International Payment (SWIFT PAYMENT) | |
Incoming in GBP via Swift international | £15.00 |
Outgoing in GBP via Swift international | £25.00 |
Incoming in EUR via Swift international | €20.00 |
Outgoing in EUR via Swift international | €35.00 |
Card Pricing | |
Card Fee | £10.00 |
Lost/ Stolen Replacement Card | £10.00 |
ATM withdraw domestic up to £250 per time / 4 time a day | £3.00 |
ATM withdrawal international | £10.00 |
Debit/Credit Card deposit to account (By Bank Staff) | Minimum £1 or base on volume GBP 0.50% / 1.00% |
Instant bank transfer between A&B Money account (Instant Transfer System) | £0.50 หรือ € 0.50 |
Manual debit/credit (By Bank Staff) | FREE |
ATM Balance Inquiry | £0.99 |
ATM PIN change | £0.99 |
POS domestic | £0.50 |
POS international | GBP 1.00 plus 1.00% |
POS/ATM Decline | £0.50 |
PIN Reveal | £2.00 |
FX Fee (between the currency on platform) | 3.00% |
Please note : Online Banking & Card will be lock if system unable to redeem System Monthly Service Charge £9.99 |
คุณสามารถเปิดบัญชีธนาคารกับเราได้โดยไม่มีเงื่อนไข หากคุณมีเอกสารพาสปอร์ต และเอกสารแหล่งที่อยู่อาศัยในประเทศเครือสหภาพยุโรปภายใต้กฏหมายการเงินนานาชาติ สำหรับวีซ่าท่องเที่ยวที่มาพำนักอยู่ในประเทศเครือสหภาพยุโรปชั่วคราวไม่สามารถเปิดบัญชีกับเราได้
การเปิดบัญชีธนาคารกับเรานั้นไม่อ้างอิงกับประวัติ Credit Score ใดๆ ซึ่งเหมาะกับวีซ่านักเรียนที่ไม่มีประวัติด้านการเงิน ซึ่งมีอุปสรรคในการขอเปิดบัญชีธนาคารทั่วไป ตลอดจนข้อจำกัดอื่นๆ ที่ธนาคารสั่งระงับ และขอปิดบัญชีธนาคารของคุณ ก็สามารถมาเปิดบัญชีกับเราได้แทน
A&B Money Plus
Terms and Conditions
Valid as of 05-Nov 2020
IMPORTANT INFORMATION: These terms and conditions (“Agreement”) govern the use of the Payment Services defined in Clause 1, which are supplied by A&B General (UK) Limited 10 Greenwich Quay Clarence Road London SE8 3EY whose details are in Clause 2 (“we”, “us”, “our”) to any person whose application we approve (“Customer”, “you”, “your”). Words that begin with a capital letter have the meaning given either where they first appear in this Agreement.
A&B General (UK) Limited is EMD Agent of the (EMI) Payrnet Limited and of Payrnet is authorised and regulated by the FCA registration number 716949 in UK. Registered Office: m228, Trident Business Centre,89 Bickersteth Road, London SW17 9SH. Company Registration number: 6928080
PayrNet is supervised and own Electronic money institution license 900594 in UK and Mastercard Principal issuing license for UK & Europe.
By activating your Card, you agree that you have read and understood the terms of this Agreement (a copy of which you may download and store at any time). This Agreement shall commence at that time and continue unless cancelled under Clause 10 or terminated under Clause 12. We reserve the right to change this Agreement by giving 2 months’ notice to you in accordance with Clause 18. If we do this, you may terminate this Agreement immediately and without charge before the proposed changes take effect, otherwise you shall be deemed to have accepted such changes when the 2 months’ notice expires. However, you agree that changes to the Applicable Exchange Rate may be applied immediately and at the rate quoted via the Payment Service at the time of the relevant Transaction. Please also read the conditions of redemption, including any fees relating to redemption, in Clause 11 before activating your Card.
We will communicate with you in English (the language in which this Agreement was agreed with you on registration for your Account). Key information relating to your Transactions will be provided to you at the email address you register with us and/or in your Account. You may access, download and print this information at any time by logging in to your Account. In addition, you agree that we may provide notices or other information to you from time to time by posting it in your Account, emailing it to your registered email address, mailing it to your registered physical address, calling you by phone or sending you mobile messages. Notices to you by email or mobile messages shall be deemed given 24 hours after the email is sent, unless the sending party is notified that the email address is invalid. Notices sent by registered mail shall be deemed to have been received three days after the date of mailing. You may contact us as specified in Clause 2.
You may request a copy of any legally required disclosures (including this Agreement) from us via the contact details in Clause 2, and we will provide this to you in a form which enables you to store the information in a way that is accessible for future reference for a period of time adequate for the purposes of the information and which allows the unchanged reproduction of the information stored via, for example, our website, your Account or by email.
In this document, if we use words that start with a capital letter, that means the word has been defined in this ‘Definition & Interpretation’ section.
"Account"
or “E-Wallet” a data account in our systems where we record your Available Balance, Transaction Data and other information from time to time;
“Account Closure 30 days notice from customers for request account closure. The monthly fee has the meaning given in the attached Fees & Limits Schedule;
“Account Information
Service”
means an online service to provide consolidated information on one or more payment accounts held by the payment service user with another payment service provider or with more than one payment service provider;
Account Information the supplier of an Account Information Service’;
Service Provider” or
“AISP”
"Additional where applicable, a person who holds a Secondary Card must be same
Cardholder" person on the First main card;
“ATM” An automated teller machine is an electronic telecommunications device that enables Customers to perform financial transactions, particularly cash withdrawal, without the need for a human cashier, clerk or bank teller;
“Authorised means any person to whom you authorise us to access your Account;
Person”
"Available Balance" the amount of E-money issued by us to you but not yet spent or redeemed;
“Business Day" Monday to Friday, 0900hrs to 1700hrs GMT, excluding bank and public holidays in the UK;
"Card" a prepaid Mastercard debit card issued by us and linked to your Account, which can be used to spend your Available Balance wherever Mastercard cards are accepted;
“Card Replacement has the meaning given in the attached Fees & Limits Schedule;
Fee”
"Card the operator of the payment scheme under which we issue each Card;
Scheme"
“Customer Due
Diligence” the process we are required to go through to verify the identity of our Customers;
“Customer Funds
Account” the segregated bank account where we hold relevant funds corresponding to your Available Balance in accordance with the safeguarding provisions of the Electronic Money Regulations 2011;
“Direct Debit” an automated payment method set up between you and us to send payments to organisations in accordance with a direct debit mandate given by you to the organisation which manages the frequency and amount of each payment;
“E-money” monetary value issued by us to your Account on receipt of funds on your behalf in our Customer Funds Account, equal to the amount of funds received;
“European Economic
Area” or “EEA” The means the European Union (“EU”) member states, as well as Iceland, Liechtenstein and Norway.
“Fees” the fees payable by you for the Payment Services as specified in the attached Fees & Limits Schedule;
“IBAN” means an International Bank Account Number used to identify bank accounts for the purposes of international payments;
“Late Redemption
Fee” has the meaning given in the attached Fees & Limits Schedule;
"Merchant" a retailer who accepts Payment for the sale of goods or services to you.
“Payment” means a payment for goods or services using a Card.
“Payment Initiation
Service” means an online service to initiate a payment order at the request of the payment service user with respect to a payment account held at another payment service provider;
“Payment Initiation
Service Provider”
or (“PISP”) is a payment service provider who supplies a Payment Initiation Service;
"Payment Services" means the services supplied by us to you under this Agreement, including issuing Cards, Accounts and IBANs; and executing Transactions;
“A&B Plus IBAN” means a virtual IBAN issued by our bank service provider that we allocate to your Card or your Account which can be used by you or others for Direct Debits or for the purpose of making a SEPA Transfer of funds that will result in a credit of the relevant funds to your Account.
"Secondary Card" where applicable, any extra Card which is issued to a Customer or Authorised Person;
“SEPA Transfer” A facility available for UK registered Accounts only whereby you instruct us to send Euros to a bank account elsewhere in the Single Euro Payments Area (“SEPA”), quoting the IBAN of the intended recipient of the funds.
“Simplified Due
Diligence” means a lighter form of Customer Due Diligence, resulting in certain lower Card and Account limits
"Transaction" a Direct Debit, Payment, a Transfer or a SEPA Transfer;
“Transfer” a transfer of E-money from one Account to another Account.
“Virtual Card” a Card number issued by us for the purpose of making a single Payment without also issuing any corresponding physical card.
4.1 Transactions may be restricted by Card or Account type, individual usage patterns and payment risk profiles. Cards are issued in accordance with regulatory limits and conditions. Limits relating to the use of Cards can be found in the attached Fees & Limits Schedule and on our website at www.abmoneyplus.com. For anti-money laundering and anti-fraud reasons we reserve our rights to change particular payment restrictions (including from those published or included herein) without notice and to the extent required to meet our regulatory obligations.
4.2 Simplified Due Diligence may be restricted to domestic ATM access, along with reduced annual maximum load limits and capped annual withdrawal limits. These limits will be subject to Scheme and regulatory requirements.
4.3 You can make a Transfer to another Account by signing in to your Account and following the relevant instructions.
4.4 When sending funds to your Account with us, we recommend that your or other senders make a Transfer using your A&B Plus bank account.
4.5 We cannot be held liable for the payment process or fees associated with bank(s) and or intermediary bank(s) to process payments from you to us. Any fee(s) charged by third parties, not limited to receiving, processing or crediting a payment for you will be deducted by us before crediting the remaining balance to you.
4.6 You are responsible for checking and confirming payment details and fees before making a payment to us or to your Account.
4.7 Where enabled, you may be eligible to instruct other organisations to create regular Direct Debits from your Account. You will be responsible for ensuring that the correct details are provided in order for the Direct Debit to be created for you. You must ensure at all times that you have a sufficient Available Balance to allow for the funds to be debited from your Account. You are responsible for checking the terms and conditions that have been provided to you by the organisation receiving the Direct Debit payments.
4.8 You may incur a charge for unpaid Direct Debits if there are not enough Available Funds to pay an incoming Direct Debit request.
4.9 You accept responsibility for cancelling any Direct Debit on your Account with the originator directly. A&B Plus will be able to do this on your behalf, and cannot accept liability for any losses due to your failure to cancel any Direct Debit.
4.10 A&B Plus will credit payments received to your Account at least once a day and before the end of the Business Day. Amounts received after the cut off period will be processed the next Business Day and you will hold A&B Plus free and clear from any responsibility is this regard.
4.11 You may be asked to provide us with evidence of source of funds in order for us to meet our regulatory requirements, in which case you agree to provide that evidence promptly. You represent and warrant to us that the evidence you provide to us is up to date, complete and accurate.
4.12 Where so enabled you may change your PIN at selected ATMs subject to a Fee.
4.13 Where enabled, you may be eligible to instruct companies to create regular SEPA Transfers from your UK issued and registered Account. You will be responsible for ensuring that the correct details are provided in order for the SEPA Transfer to be created for you. You must ensure at all times that you have a sufficient balance on your Account to allow for the funds to be debited from your Account. You are responsible for checking the terms and conditions that have been provided to you by the SEPA Transfer originator. A&B Plus, reserve(s) the right to decline or terminate any SEPA Transfer instruction(s) that you have requested.
4.14 You may incur a charge for unpaid SEPA Transfers if there are not enough funds in your Account to pay an incoming SEPA Transfer request.
You have a right to withdraw from this Agreement under the following conditions:
We may update or amend these terms and conditions (including our Fees & Limits Schedule). Notice of any changes will be given on our website, or by e-mail notification, or by SMS at least at anytime. By continuing to use the Payment Services after the expiry of the 2-month notice period you acknowledge that you indicate your acceptance to be bound by the updated or amended terms and conditions. If you do not wish to be bound by them, you should stop using the Payment Services and terminate this Agreement in accordance with Clause 10 before the changes take effect.
All relevant funds corresponding to your Available Balance are segregated from our funds and held in the Customer Funds Account in accordance with the safeguarding requirements of the Electronic Money Regulations 2011 by law. In the event that we became insolvent those funds are protected against claims made by any of our creditors.
_______________________________________________
Fee and Limits Schedule
The following Fees apply:
Fee Name |
Amount |
Card Fee |
GBP 10.00 |
Lost/ Stolen Replacement Card |
GBP 10.00 |
Monthly Service Charge |
GBP 9.99 |
Online card to card transfer |
GBP 2.00 |
Load by bank transfer |
GBP 0.79 |
Outgoing bank transfers |
GBP 0.99 |
Load by swift bank transfer (international) |
GBP 5.00 |
Outgoing Swift bank transfers (international) |
GBP 25.00 |
Debit/Credit Card deposit to account |
GBP 0.50% / 1.00% |
ATM withdrawal domestic |
GBP 3.00 |
ATM withdrawal international |
GBP 10.00 |
ATM Balance Inquiry |
GBP 0.99 |
ATM PIN change |
GBP 0.99 |
POS domestic |
GBP 0.50 |
POS international |
GBP 1.00 plus 1.00% |
POS/ATM Decline |
GBP 0.50 |
FX Fee |
3.00% |
PIN Reveal |
GBP 2.00 |
The following Limits apply: Consumer account
Limit |
Amount |
Initial Load Minimum |
£1 |
Initial Load Maximum |
£50,000 |
Minimum Reload |
£1 |
Maximum Reload |
£50,000 |
Max Load Amount Per Day |
£100,000 |
Max number of loads Per Day |
2 |
Maximum Card Balance |
£100,000 |
Maximum POS daily spend |
On card balance |
Maximum POS transaction value |
On card balance |
Maximum ATM daily Withdrawal |
£250/ 4 time a day |
The following Limits apply: Corporate account
Limit |
Amount |
Initial Load Minimum |
£1 |
Initial Load Maximum |
£1,000,000 |
Minimum Reload |
£1 |
Maximum Reload |
£250,000 |
Max Load Amount Per Day |
£1,000,000 |
Max number of loads Per Day |
2 |
Maximum Card Balance |
£1,000,000 |
Maximum POS daily spend |
On card balance |
Maximum POS transaction value |
On card balance |
Maximum ATM daily Withdrawal |
£250/4 time a day |
Under the KYC, the regulations of the Ministry of Finance and the bank regulation. You need to prepare 3 documents below :
1.Prove of Identify which is a colour copy of Passport or Driving license.
2.Prove of Address documents. You may also use a copy of your bank statement, utility bill, telephone bill, Council Tax bill, other government-issued documents, by choosing one of them.
3.Your current photo. Do not wear black glasses, hats or photo with other people. Photo has to show head to shoulder.
You can fill out the application form on our website. http://abmoneyplus.com/ab-plus-register (Choose to open a payment account) to complete all processes and attach the requested documents from your website or mobile phone.
Prove of Identify copy of Passport or Driving license |
Prove of Address documents |
Your current photo |
You will receive confirmation E-mail.
After you have completed the application with in a business day, you will receive an email from us to confirm the status of opening account with us.
Successful account opening – You will receive the e-mail to clarify you the eligibility to use the account and card and benefit from opening account with us and term conditions coverage under the Ministry of Finance and Mastercard.
Failed account opening – You will receive the e-mail to explain you the reason of failure. Under European Union law you can send the requested document back to us via the email to be successful account opening.
Prepaid card sent directly to your home.
No matter where you are or what country in the EU, we will ship a Mastercard Prepaid card under your name and go directly to your registered home address. The card will come with the explanation documents. You can use card at all Mastercard's acceptance shop over 300 million worldwide.
You need to sign at the back side of the card and activate the card to use it.
When you finish activate, you will receive 4 pin codes via text message to your mobile phone for withdrawing cash at ATM or buying general goods or services at shop. You can also sign up for Online Account by setting up your 2 own passwords.
Once you have created the online account password, you are ready to log in online account. It will display your account details in both GBP and EUR.
Benefits of Online Account
When you are login to A & B Money Plus online account, you can manage your money just by clicking your mobile phone or a computer 24 hour a day from over the world. The following functions are available below:
- Balance: Check your balance in both currencies in your own accounts.
- Statement: Check the income - outcome daily including history transactions and you can print out for transactions statement.
- Make Payment: Make your payment to other accounts in the UK or Europe by creating an unlimited number of beneficent.
- Card Transfer: Simply move money from your card by entering your 16-digit card number and card expiration date. Then it will be paid immediately.
- Standing Order: Set up a weekly or monthly automatic payment system to pay for utilities bills, rent, etc.
- Profile: Edit your profile including the Online Account password.
- Activate Sub-Card: You can activate Sub-Card by yourself online.
- Block Card: You can suspend or block card in case of lost or stolen both primary and supplementary cards.
- Logout: Sign out of Online Account for your own account security.
You can open account with us. If you have a passport or driving licence and proof of address documents in in UKEEA and Western Subregion countries under the International Financial Law. We cannot open an account with a temporary resident visa.
Opening account with us is not related to any credit score, which is suitable for a student visa with no financial history. There are no obstacles to opening account with us with guaranteed approval, however the cardholder may be turned down if information cannot be verified. You have experienced with the bank suspension and ask to close your bank account. But we are friendlier to treat you to open an account with us.
A&B Money initially achieves the success on money transfer business and gradually well known in UK. We launch digital account platform following concept ‘Easy – Fast – Convenience’. Anyone can apply bank account from mobile application or computer anywhere and anytime.
We face many limitations of bank account conditions on customers. It is whether compliance limit, payment condition, account type or account closure from street banks.
A lot of Thai people has become Non-Bank account user meaning they do not have a bank account to live their daily life, shopping, receive salary or even transfer money to their country.
We create our own account platform system that offer the full account facility. Also, you can request the physical card under name of MasterCard that we can use it to generate accounts for clients in both GBP and Euro currencies.
The account can be opened from the 'ABFX' mobile phone application or computer. The process only takes within 2 minutes. Therefore, you can perform online banking transactions without wasting time on going to street bank branch and spending your valuable time on traffic road.
You can request for a variety of currencies accounts such as pounds, euros, dollars and more. Full accessibility is on your hand i.e., incoming – outgoing transaction, the balance and your worldwide payment.
Digital Banking, under the name of A&B Money Plus is an innovation in banking that gives convenience, easy accessibility on wherever you are and time will no longer be a problem anymore as you are able to complete account on your computer or mobile application 'ABFX' 24 hours.
A&B Money Plus has become an alternative for Thai people and Non-Bank user, who will be able to have their own account under secured universal banking standard as our process do not have the same chaotic restrictions as the street banks.
A&B Money Plus allow you to open personal accounts and business accounts as we accept all size of businesses. We are prompt to listen and help your business on all banking activities as well as buying or selling various currencies and worldwide payment.
Digital Banking is an advance innovation to seal off the old-fashioned banking style. It allows you to access all baking activities on mobile phone application such as opening account, checking the transaction in both local or international payment, Forex trading in various currencies, standing order for a specified payment date under the easy, convenient and fast concepts, which is suitable for the needs of people based on the modern technology.
Digital Banking is an account platform that does not give you the cost on traveling to the bank for long queues, filling up on many documents to open an account, international baking transfers in the old-fashioned style. Distance and time will not be the problem for you as reaching the world is on mobile phone or computer that can control the payment for commercial businesses. Even more on everyday life activities such water bill, electricity bill, mobile phone bill or international payment in various currencies around the world.
We have investigated the basic of moving up to the accessibility of technology from 1980-2020 that has changed in the era with new platform by minimizing the enterprise topic to handy device as application.
A&B Money Plus is based on our experience financial experience over 15 years, the world has faced many economic problems in Europe and America that have only led bank to develop compliance under anti-money laundering laws and financial criminals that not turning to the market demand on the need of technology leaping. As a result, the bank stopped commercial site since 2007.